Is There Still A Donut Hole In Medicare. Can i avoid the medicare donut hole. In 2020, the donut hole is fully “closed,” meaning that the coverage provided by your drug plan should be as good as the minimum federal requirements during your initial coverage phase.

The donut hole is also referred to as the coverage gap and it is part of every medicare part d plan, including those that are part of a medicare advantage plan. After you and your insurance company has spend a certain about of medications, you enter the coverage gap. If you enter the donut hole,.